OPM Disability Retirement Benefits: The reef beneath the lagoon’s surface

In every worthwhile venture, there is the inherent danger of failure, and more often, of encounters with obstacles while enduring the process. Some are apparent; others, hidden like the reef beneath the lagoon’s surface, of the jagged formations from sediments deposited and coagulated through time and shifting tectonics of unseen tidal forces. That is the greatest of dangers – of a peaceful hue by a lagoon in its invitation on the surface of beauty; yet, beneath, lurking unknown and unrevealed, ready to tear the undersides of an unsuspecting boat as it enters into waters mysterious in its captivating picturesqueness. […] Read More …

Medical Retirement from Federal Employment: The din of distant darkness

There are often foreboding signs which we conveniently ignore. In retrospect, how often do we hear of the lament of disregard? “I never thought…”; “I heard the sound, but –“; “There were some indications, but I just assumed…” Yet, later, we recognize those telltale footprints, and wonder why the creaking floorboards or the muffled murmur did not raise the cautionary instincts repressed by urge of avoidance. If we were paid a dollar for every instance where… […] Read More …

Federal Disability Retirement: The magical potion of impotence

It is the insertion of the preposition, or the omission thereof, which makes for the alteration of meaning and the subtlety of conceptual differentiation. Note that it is the grammatical playground – “of” – as opposed to “for”; and that small distinction makes for a vast difference. For, if the latter would replace the former, then it would mean a declaration of a solution to the age-old problem of what old age does to us, what loss of vigor for life, stamina in living, and deterioration of purpose makes of us. […] Read More …