FERS & CSRS Disability Retirement for Federal and USPS Workers: Excuses

Language is the vehicle by which self-justification is established. Think about it; if we assume that there is a conceptual void in the mind of other animals, that the consciousness of a squirrel, a raccoon, an owl, etc., is devoid of language as we employ it, […] Read More …

Federal Disability Retirement: The Magnifying Event

The notable characteristic of a medical condition is that they rarely go away via wishful thinking and, moreover, while rest may provide a restorative period of relief, the return to performing activities which further exacerbate one’s condition further magnifies not only the […] Read More …

Medical Retirement Benefits for US Government Employees: The Long-term Plan

Federal Disability Retirement is best anticipated and implemented within the larger context of a long term plan. For, with the reduction of immediate income, replaced by an annuity which is […] Read More …

Medical Retirement Benefits for US Government Employees: The Holidays

The “holidays” — or any respite from the daily treadmill of the repetitive reality of daily living — brings about realizations and gestalt moments of insight, precisely because such moments provide […] Read More …

OPM Disability Retirement: OWCP & the Deception of Temptation

It has happened many times before; is continuing to occur today; and will continue to entice unwary Federal and Postal employees throughout the country, throughout the year, […] Read More …

Federal and Postal Disability Retirement: It Is a Retirement

Federal Disability Retirement is a retirement; it is not a temporary method of compensation, and unlike OWCP under the Federal Employee’s Compensation Act (FECA), one is actually separated […] Read More …

Federal Disability Retirement: OPM Disability & OWCP Disability (Continuing…)

A person who is on OWCP Disability payments — 3/4 of one’s gross pay if married or with dependents, or 2/3 of one’s gross pay if single without dependents – may well find […] Read More …

OPM Disability Retirement: The Affirmative Approach

The road which leads to one’s future financial security is irreversibly tied to the extent of how affirmatively one takes one’s future into one’s own hand (now, that was indeed a mouthful). By this, I mean merely that, in preparing an application for Federal […] Read More …

OPM Disability Retirement: Interaction with Upcoming Postal VER

High pressure sales always need to be met with a pause, a breath, and a moment of reflection. This is not to attempt to splash any cold water upon the impending Voluntary […] Read More …

CSRS & FERS Disability Retirement: OPM Disability Retirement & Postal Service Voluntary Early Retirement (VER)

For multiple reasons, early retirement — if eligible; if offered; if … — is an option which must be considered by a Federal or Postal employee. In the coming months, Voluntary Early Retirement […] Read More …