OPM Disability Retirement: Life’s Strata

In geology and archaeology, the term strata refers to layers of sedimentary rock, soil, etc., which provides for identifiable characteristics distinct from previous and subsequent layers, such that time periods and markers can be established and differentiated. […] Read More …

OPM Disability Retirement: The Pre-planned Life

Planning is part of our culture; from birth, to plan for old age; from the first entrance into a career, to consider the options for retirement funding; from the days of schooling, to determine the course of one’s career; and multiple intermediate pre-planning […] Read More …

FERS & CSRS Disability Retirement for Federal and USPS Workers: The Body

It is a mechanically extraordinary creation, whether by means of transcendental creation or evolutionary process — the bipedaling human body. The ability and capacity of balance and coordination; the acuity of the human mind and its quickness in […] Read More …

OPM Disability Retirement for Federal Workers: Warning Indicators

The technology of automobiles has changed radically in the past 2 decades. No longer do we rely upon intuition, the automotive “ear” for that strange sound which, when talking to the service department, we attempt with futility to reenact with absurd pitches […] Read More …

USPS and Federal Civil Service Disability Retirement: Human Beings and Railroad Tracks

The metaphor of trains and railroad tracks are numerous and infinite in their applicability and relevance: train wrecks; inability to stop; actions which proceed with a directional course towards a cliff; predetermined path of existence; and many others, some which invite […] Read More …

Federal Disability Retirement: Survival and the Flexibility Factor

Materialism and the Darwinian view of human history are predicated upon the idea that successful genetic propagation of a species is dependent upon the ability to adequately adapt and mutate in response to changing circumstances and environmental upheavals. […] Read More …

Federal Employee Medical Retirement: The Clarion Call that Never Comes

Medical conditions are often subtle in their subversive impact — a slow, progressively deteriorating manifestation, characterized by pain, depletion of energy and stamina, and with manifestations of symptoms which may not be immediately noticeable with a passing glance. Most of us […] Read More …

Federal and Postal Disability Retirement: Weeds in Our Lives

Weeds are irritants. Ecologically, they contain erosion and the loss of soil; but in the suburban paradigm of our lives, they represent the unruliness in an otherwise pristine and antiseptic […] Read More …

Federal Employee Medical Retirement: Habit Encountering Critical Mass

Most people live lives of peaceful habituation; and while Henry David Thoreau would add that they live “lives of quiet desperation,” such a state of desperation erupts only when […] Read More …

Federal Disability Retirement Law: The 80% Rule and Other Considerations

In preparing, formulating and filing a Federal Disability Retirement application under FERS or CSRS, it is always the future which one must plan for — the short-term future of obtaining […] Read More …