CSRS & FERS Medical Disability Retirement: Unlike the Superbowl

Since this week requires some profound analogy to the upcoming game between Baltimore and San Francisco, we must submit to the conventionalized mandate.

The Superbowl is an “event”; Federal Disability Retirement is similarly an event, albeit one which requires foresight, planning, and a purposeful step to engage in a change from daily living. There — the analogy has been made and satisfied. Moreover, in truth, most issues which surface in daily life are not based upon expectations of an upcoming event.  

The Superbowl is something which NFL players strive for as a goal; a career-ending injury or medical condition is more akin to what a player suffers on the pathway to that goal.  For Federal and Postal employees, a quiet, consistent and progressive route to a satisfying career is what is sought after.  For many, however, such a solemn and honorable goal is cut short because of unforeseen circumstances — either a physical medical condition, or a psychiatric condition which insidiously begins to disrupt and destroy.

Remember, however, that Federal Disability Retirement is not a complete surrender to a medical condition; that is precisely why the U.S. Office of Personnel Management allows for a person on disability retirement to engage in another vocation, and to work and earn income up to 80% of what one’s former position currently pays.  

The Superbowl is a one-time event per year; beyond that, there are 364 days of daily living which everyone must consider, including the Federal and Postal employee, as well as the star NFL player. Just something to think about, and to maintain a rational, balanced perspective.

Sincerely,

Robert R. McGill, Esquire

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