When is the right time to file for Federal Disability Retirement benefits under FERS or CSRS? Because the process can be a rather lengthy one (6- 8 months minimum from the beginning of the process of gathering the necessary medical documentation, etc., to receipt of an approval letter from the Office of Personnel Management in Washington, D.C.), the question of when to begin the preparation, formulation, and filing of a Federal Disability Retirement application may depend upon several factors. Obviously, a frank discussion with one’s treating doctor is a good starting point.
As for indicators, only the Federal or Postal employee who is suffering from the particular medical condition can know — either explicitly because of something that happened in the workplace or because of a medical emergency, or implicitly/intuitively. As for the latter, if a Federal or Postal employee is exhausting his or her Sick Leave and Annual Leave, and is taking LWOP; has filed for FMLA; has been placed on a PIP; or, as is more often the case, is using the evenings and weekends as mere “recovery times” in order to drag one’s self to work, only to continue and perpetuate the vicious cycle of work, deteriorating condition, exhaustion, sleep, work, deteriorating condition … ad nauseum and ad infinitum (or so it would appear), then such an unacceptable condition of existence may be an indicator that it is time to consider formulating, preparing, and filing a Federal Disability Retirement application under either FERS or CSRS.
Robert R. McGill, Esquire