OWCP Payments & FERS/CSRS Disability Retirement

There are many Federal and Postal workers who have been receiving OWCP payments (Temporary Total Disability benefits) for years. Such payments can, indeed, […] Read More …

Federal Disability Retirement Benefits for Federal & Postal Employees: Which Medical Conditions to List

I am often asked that question — will all medical conditions be listed? What happens if a medical condition is not listed, but later develops into something serious? That is the essence […] Read More …

CSRS & FERS Disability Retirement: The OWCP Paradigm

One may choose OWCP benefits because, financially, it pays more (75% non-taxed for an individual with dependents; 66 2/3% for a single individual) than a Federal Disability Retirement annuity. It is a pragmatic paradigm to rely upon for the […] Read More …

OPM Disability Retirement: Paradigms for the Future

In attempting to decide to file for Federal Disability Retirement Benefits, it is often the case that Social Security disability benefits must be considered (not just “considered”, obviously, for FERS employees, because it is a […] Read More …

CSRS & FERS Disability Retirement: Attorney Representation

I am still often asked about whether or not, or how helpful, legal representation would be in a Federal or Postal Disability Retirement case. To ask an attorney such a question is often unhelpful, for there is always the question as to how much “self-interest” an attorney has in […] Read More …

OPM Disability Retirement: Creativity Is Important In the Applicant’s Statement

It is important to creatively inter-weave facts, feelings, medical impact, symptoms and conditions into a persuasive Applicant’s Statement of Disability. It should not be overly emotional; it should not be voluminously long; it should not be preachy; it should not be written […] Read More …

CSRS & FERS Disability Retirement: Pre and Post

Issues revolving around the initial application stage, during the application stage, and after the approval, are often of equal importance. This is because the approval of a Federal Disability Retirement application under FERS or CSRS will ensure the financial and economic survival and viability […] Read More …