health insurance when separating from federal employment

Medical Retirement from Federal Employment: The negative of a photograph

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In this digital age, the disappearance of the negative in photography is quite appropriate; for, this is an age that has attempted to expunge everything negative, both in form and in substance.  That thin strip of plastic film that was always retained, and carefully coupled with the “positive” prints, was preserved with the idea that the more valued sets of prints may become lost, distributed or otherwise disseminated, and in that event, so long as the negative of the original was retained, more could be printed out. […] Read More …

FERS Disability Retirement: The mistakes we all make

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There are those who make it their life’s goal not to have remorse for decisions made; but is that truly a worthwhile achievement?  At the end of it all, is there a special space on the unwritten tombstone that lists the mistakes avoided, the embarrassments averted, and the admissions of deficiencies concealed?  […] Read More …

Federal Employee Disability Retirement: Character Deficits

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We all have them; we just never like to admit them to others (which, of course, becomes unnecessary and an irrelevancy if one has a spouse, who is more than willing with energetic bluntness and zeal to volunteer as the one to point them out, quite vocally at that, and without a hint of jealousy at not having them, and with a fury of warning looks darting at crosswinds if one dares to suggest otherwise). Whether by deep in the recesses of forgotten caverns of childhood psyche damaged in the whirlwinds of growing up, or infected by osmosis by bad company in good times, we will never know. […] Read More …

Medical Retirement from Federal Employment: The monster within

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There are gargoyles we imagine, which are scarier than those in real life – unless we mean by them the ones who plan to do us harm (and not just murderers, rapists and other violators of the social contract scheme). For the latter, we have laws, self-defensive mechanisms, and the ultimate justification for flight, and sometimes they work, at others, partially or not at all. We can spend a lifetime fretting over the monsters without; it is those within – the former that haunts and never leaves the home of the mind – that destroy without a finger lifted. For, in the end, it is fear that defeats, and that is well known by students of military strategy. […] Read More …

OPM Disability Retirement: Another Test

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Peel an orange, and you have the fruit; skin a nut, and the unmasked food is revealed; but how does one get to the essence of a person? Schools do it repetitively; job interviews count on it; security clearances rely upon it. Life is one set of tests after another; and whether through formalized questions designed to reveal the extent of rote knowledge, or of more subtle encounters to discover one’s character, the attempt to unravel the essence of an individual comes in many forms, in multitudinous appearances, and in engagements which never fully define the person tested. […] Read More …

OPM Accepted Disabling Conditions: Suicidal Ideations

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It is perhaps the final vestige of societal taboo; for, at what point the human animal realized that self-destruction became an option is open for debate. In the Animal Kingdom, it is rare to find species openly seeking to end life; the struggle to survive and the Darwinian inherency for self-preservation and survival remains as vibrant as ever. Being diagnosed with “suicidal ideation” is normally associated with psychiatric conditions of Major Depression and Generalized Anxiety, where the acceptable level of stress-tolerance exceeds the capacity to withstand. […] Read More …

FERS & CSRS Federal Disability Retirement: Beyond mere contrivances

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We learn at an early age to create a world of make-believe; of knights and princesses extracted not from the dungeons of the feudal world steeped in hunger, mass epidemic deaths and living conditions unfit even for the rats which lived and traveled freely in the underbelly of wealthy kings and courtesans, but from the literary imaginations of later dreamers. Or of happiness couched in syllables of uncertain saliency, where we talk ourselves into believing that fairness is inherent in games of chance, that speeches make for belief, and what people do behind closed doors are for the privacy of minds and mindless chatter, not for public consumption before the vote is cast. […] Read More …